:root{--navy-900: #0b2545;--navy-800: #13315c;--navy-700: #1d4372;--navy-100: #e8eef7;--green-600: #1f9d5b;--green-500: #2fbf71;--green-100: #e3f6ec;--amber-100: #fff5df;--amber-700: #8a5a00;--ink: #1b2430;--muted: #5b6676;--line: #dde3ec;--bg: #f7f9fc;--white: #fff;--radius: 14px;--shadow: 0 1px 2px rgba(11,37,69,.06), 0 8px 24px rgba(11,37,69,.06);--font-sans: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--font-serif: "Source Serif 4", Georgia, "Times New Roman", serif;--max: 1120px}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;font-family:var(--font-sans);color:var(--ink);background:var(--bg);line-height:1.65;font-size:1.0625rem}img{max-width:100%;height:auto}a{color:var(--navy-700);text-underline-offset:3px}a:hover{color:var(--green-600)}:focus-visible{outline:3px solid var(--green-500);outline-offset:2px;border-radius:4px}h1,h2,h3,h4{color:var(--navy-900);line-height:1.2;letter-spacing:-.01em}h1{font-size:clamp(2rem,4vw,3rem);margin:0 0 .5em}h2{font-size:clamp(1.45rem,2.5vw,1.9rem);margin:1.8em 0 .6em}h3{font-size:1.2rem;margin:1.4em 0 .4em}.container{max-width:var(--max);margin:0 auto;padding:0 1.25rem}.narrow{max-width:760px}.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy-900);color:#fff;padding:.6rem 1rem;z-index:100}.skip-link:focus{left:1rem;top:1rem}.visually-hidden{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}.site-header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.site-header .inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:68px}.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--navy-900);font-weight:800;font-size:1.2rem;letter-spacing:-.02em}.brand span em{font-style:normal;color:var(--green-600)}.nav ul{list-style:none;display:flex;gap:.25rem;margin:0;padding:0;flex-wrap:wrap}.nav a{display:block;padding:.5rem .8rem;border-radius:8px;text-decoration:none;color:var(--ink);font-weight:500;font-size:.98rem}.nav a:hover,.nav a[aria-current=page]{background:var(--navy-100);color:var(--navy-900)}.nav-toggle{display:none}@media(max-width:760px){.nav-toggle{display:inline-flex;background:none;border:1px solid var(--line);border-radius:8px;padding:.45rem .7rem;font:inherit;color:var(--navy-900);cursor:pointer}.nav{position:absolute;top:68px;left:0;right:0;background:var(--white);border-bottom:1px solid var(--line);display:none}.nav.open{display:block}.nav ul{flex-direction:column;padding:.5rem 1rem 1rem}}.risk-banner{background:var(--navy-900);color:#d6e2f3;font-size:.85rem;text-align:center;padding:.45rem 1rem}.risk-banner a{color:#fff}.btn{display:inline-flex;align-items:center;gap:.4rem;padding:.8rem 1.25rem;border-radius:10px;font-weight:600;text-decoration:none;border:2px solid transparent;transition:transform .1s ease,background .15s}.btn:active{transform:translateY(1px)}.btn-primary{background:var(--green-500);color:var(--navy-900)}.btn-primary:hover{background:#45cf84;color:var(--navy-900)}.btn-ghost{border-color:#ffffff80;color:#fff}.btn-ghost:hover{background:#ffffff1a;color:#fff}.btn-outline{border-color:var(--navy-800);color:var(--navy-800)}.btn-outline:hover{background:var(--navy-800);color:#fff}.hero{background:radial-gradient(1200px 400px at 85% -10%,rgba(47,191,113,.25),transparent 60%),linear-gradient(160deg,var(--navy-900),var(--navy-800));color:#fff;padding:5rem 0 4.5rem}.hero h1{color:#fff;max-width:16ch}.hero p.lead{font-size:1.2rem;color:#d6e2f3;max-width:58ch}.hero .actions{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.6rem}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:700;color:var(--green-500);margin:0 0 .8rem}.hero-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:3rem;align-items:center}.hero-card{background:#ffffff0f;border:1px solid rgba(255,255,255,.15);border-radius:var(--radius);padding:1.5rem}.hero-card .big{font-size:2.4rem;font-weight:800;color:var(--green-500);line-height:1.1}.hero-card small{color:#b9c8de}@media(max-width:860px){.hero-grid{grid-template-columns:1fr}}section.block{padding:4rem 0}section.block.alt{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section-head{display:flex;justify-content:space-between;align-items:end;gap:1rem;flex-wrap:wrap;margin-bottom:1.5rem}.section-head h2{margin:0}.grid{display:grid;gap:1.25rem}.grid-3{grid-template-columns:repeat(auto-fill,minmax(280px,1fr))}.grid-2{grid-template-columns:repeat(auto-fill,minmax(340px,1fr))}.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow);display:flex;flex-direction:column}.card h3{margin-top:.2rem}.card h3 a{text-decoration:none;color:var(--navy-900)}.card h3 a:after{content:"";position:absolute;inset:0}.card{position:relative;transition:transform .15s,box-shadow .15s}.card:hover{transform:translateY(-2px);box-shadow:0 2px 4px #0b254514,0 14px 30px #0b25451a}.card p{color:var(--muted);margin:.2rem 0 1rem}.card .meta{margin-top:auto;font-size:.85rem;color:var(--muted)}.tag{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--green-600);background:var(--green-100);padding:.2rem .55rem;border-radius:999px}.tag.example{color:var(--amber-700);background:var(--amber-100)}.features{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1.5rem}.feature .icon{width:44px;height:44px;border-radius:12px;background:var(--green-100);display:grid;place-items:center;color:var(--green-600);margin-bottom:.6rem}.page-head{background:linear-gradient(160deg,var(--navy-900),var(--navy-800));color:#fff;padding:3.2rem 0 2.8rem}.page-head h1{color:#fff;margin-bottom:.3em}.page-head p{color:#d6e2f3;max-width:65ch;margin:0;font-size:1.1rem}.breadcrumb{font-size:.88rem;color:#b9c8de;margin-bottom:.8rem}.breadcrumb a{color:#fff}.prose{font-family:var(--font-serif);font-size:1.15rem;line-height:1.75}.prose h2,.prose h3{font-family:var(--font-sans)}.prose p,.prose ul,.prose ol{margin:0 0 1.15em}.prose li{margin-bottom:.35em}.prose table{width:100%;border-collapse:collapse;font-family:var(--font-sans);font-size:.98rem;margin:1.2em 0 1.6em;background:var(--white);border-radius:10px;overflow:hidden;box-shadow:var(--shadow)}.prose th,.prose td{text-align:left;padding:.7rem .9rem;border-bottom:1px solid var(--line)}.prose th{background:var(--navy-100);color:var(--navy-900)}.prose blockquote{margin:1.5em 0;padding:1rem 1.25rem;border-left:4px solid var(--green-500);background:var(--green-100);border-radius:0 10px 10px 0;font-family:var(--font-sans);font-size:1rem}.prose blockquote p:last-child{margin:0}.article-meta{font-family:var(--font-sans);font-size:.9rem;color:var(--muted);margin:0 0 2rem}.layout-article{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:3rem;padding:3rem 0 4rem}@media(max-width:960px){.layout-article{grid-template-columns:1fr}}.sidebar .card{position:sticky;top:90px}.notice{border-radius:var(--radius);padding:1.1rem 1.25rem;font-size:.95rem;line-height:1.55;font-family:var(--font-sans)}.notice strong{color:inherit}.notice-risk{background:var(--amber-100);border:1px solid #f1d79a;color:#5a3d00}.notice-example{background:#fff0f0;border:2px dashed #e08b8b;color:#7a1f1f}.notice p{margin:.3rem 0 0}.stock-head{display:flex;align-items:center;gap:1rem;flex-wrap:wrap}.ticker{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;background:#ffffff1f;padding:.25rem .6rem;border-radius:8px;font-weight:700}.stats{display:grid;grid-template-columns:repeat(auto-fill,minmax(160px,1fr));gap:.75rem;margin:1.25rem 0 2rem}.stat{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:.9rem 1rem}.stat .label{font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:600}.stat .value{font-size:1.2rem;font-weight:700;color:var(--navy-900)}.scenarios{display:grid;grid-template-columns:repeat(3,1fr);gap:.75rem;margin:1rem 0 2rem}.scenario{border-radius:12px;padding:1rem;border:1px solid var(--line);background:var(--white)}.scenario.bear{border-top:4px solid #d9534f}.scenario.base{border-top:4px solid var(--navy-700)}.scenario.bull{border-top:4px solid var(--green-500)}.scenario h4{margin:0 0 .3rem;font-size:.95rem}@media(max-width:640px){.scenarios{grid-template-columns:1fr}}.table-wrap{overflow-x:auto;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}table.data{width:100%;border-collapse:collapse;font-size:.97rem}table.data th,table.data td{padding:.85rem 1rem;text-align:left;border-bottom:1px solid var(--line);white-space:nowrap}table.data th{background:var(--navy-100);color:var(--navy-900);font-size:.85rem;text-transform:uppercase;letter-spacing:.04em}table.data tr:last-child td{border-bottom:0}.calc{display:grid;grid-template-columns:360px minmax(0,1fr);gap:2rem;padding:3rem 0;align-items:start}@media(max-width:900px){.calc{grid-template-columns:1fr}}.calc form{display:grid;gap:1rem}.field label{display:block;font-weight:600;color:var(--navy-900);margin-bottom:.3rem;font-size:.95rem}.field .hint{font-size:.82rem;color:var(--muted)}.input-wrap{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:10px;background:var(--white);overflow:hidden}.input-wrap:focus-within{border-color:var(--green-500);box-shadow:0 0 0 3px #2fbf7133}.input-wrap span{padding:0 .75rem;color:var(--muted);font-weight:600}.input-wrap input,.field select{flex:1;border:0;padding:.75rem;font:inherit;font-size:1.05rem;background:transparent;min-width:0;color:var(--ink)}.input-wrap input:focus,.field select:focus{outline:none}.field select{border:1.5px solid var(--line);border-radius:10px;width:100%;background:var(--white)}.results{display:grid;grid-template-columns:repeat(3,1fr);gap:.75rem;margin-bottom:1.25rem}@media(max-width:640px){.results{grid-template-columns:1fr}}.result{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:1rem}.result .label{font-size:.8rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em;font-weight:600}.result .value{font-size:1.55rem;font-weight:800;color:var(--navy-900)}.result.primary{background:var(--navy-900);border-color:var(--navy-900)}.result.primary .label{color:#b9c8de}.result.primary .value{color:var(--green-500)}.chart-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:1.25rem;box-shadow:var(--shadow)}.chart-card svg{width:100%;height:auto;display:block}.legend{display:flex;gap:1.25rem;font-size:.88rem;color:var(--muted);margin-top:.5rem;flex-wrap:wrap}.legend i{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:.35rem;vertical-align:-1px}.site-footer{background:var(--navy-900);color:#b9c8de;padding:3rem 0 2rem;font-size:.93rem;margin-top:0}.site-footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:2rem}@media(max-width:760px){.footer-grid{grid-template-columns:1fr}}.site-footer h2{color:#fff;font-size:1rem;margin:0 0 .75rem}.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:.4rem}.footer-disclaimer{margin-top:2rem;padding:1.25rem;border:1px solid rgba(255,255,255,.18);border-radius:12px;background:#ffffff0a;line-height:1.55}.footer-disclaimer strong{color:#fff}.footer-bottom{margin-top:1.5rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:1rem;font-size:.85rem}.live-block{margin:2rem 0 1rem}.live-block h2{margin:0 0 .3rem}.live-grid{display:grid;gap:.75rem}.live-note{font-size:.85rem;color:var(--muted);margin:.4rem 0 0}.live-pill{display:inline-flex;align-items:center;gap:.35rem;font-size:.72rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--green-600);background:var(--green-100);padding:.2rem .55rem;border-radius:999px;vertical-align:middle;margin-left:.4rem}.live-pill:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--green-500)}.snap-pill{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--navy-700);background:var(--navy-100);padding:.2rem .55rem;border-radius:999px;vertical-align:middle;margin-left:.4rem}
