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Guides

Plain-English explainers for UK savers and beginner investors. No jargon (or, when there is, we explain it).

ISAs

What is an ISA? A beginner's guide

ISAs explained in plain English: the £20,000 allowance, Cash vs Stocks & Shares vs Lifetime ISAs, and the cash ISA change coming in April 2027.

7 min read · Updated 18 October 2026
Bonds

Bonds and yields explained: a beginner's guide

What bonds are, gilts vs Treasuries, coupons and maturity, why prices and yields move in opposite directions, the yield curve, and how UK investors can hold gilts.

8 min read · Updated 19 October 2026